For insurers
Turn AI governance evidence into underwriting-grade control records.
BAINK gives insurers a structured way to evaluate whether AI-assisted banking workflows have defensible controls, evidence trails, signoffs, and incident pathways.
Conformance levels
Executable conformance, not marketing badges.
Each conformance level maps to a required set of rules in the open verifier. A vendor's claim of "Insurable" is checkable, not aspirational.
level0
CompatibleSchemas validate.
level1
VerifiableRequired artifacts present, hashes match, hash chain valid.
level2
ControlledClaims linked, policies versioned, actors resolved, exceptions recorded.
level3
AuditGradeSignoffs, replay recipe, retention policy, signed verification report.
level4
InsurableIncident workflow, control history, metrics, insurer intake fields.
Assess control maturity
Compare workflows on the same conformance scale.
Review evidence completeness
Spot missing signoffs, dispositions, and policy versions.
Validate incident and exception trails
Trace exceptions to their dispositions.
Compare conformance levels
Use one open standard across the portfolio.